Guides & articles
Plain-English explainers, updated for 2025-26
Short, practical guides that answer the real questions behind each calculator — no jargon, no fluff. Every guide links to a free tool so you can run the numbers for yourself.
Old vs New Tax Regime: Which Is Better?
Rates, deductions and the ₹12 lakh rebate — how to pick the regime that saves you more.
How to Calculate Income Tax in India
Taxable income, slabs, standard deduction, rebate and cess — with a worked ₹16 lakh example.
How Much EMI Can I Afford on a ₹50,000 Salary?
The FOIR rule lenders use, a safe EMI range, and the loan size it supports.
₹5,000 SIP for 10 Years: How Much Can It Grow?
Realistic growth at different return rates, plus how compounding and step-ups help.
How FD Interest Is Calculated in India
Quarterly compounding, the formula banks use, a worked example, and TDS.
What Is HRA Exemption and How Is It Calculated?
The least-of-three rule, metro vs non-metro, a worked example and documents.
How GST Is Calculated in India
Rate slabs, adding and removing GST, and the CGST/SGST/IGST split — with examples.
RD vs FD: What's the Difference?
How each works, which earns more, and when to choose one over the other.