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Money maths, made simple.

Clean, honest calculators for everyday money decisions, tax, loans and investments. Free, no sign up, no data collected. Just answers.

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Income Tax Calculator

Compare India’s old vs new regime, or estimate US federal tax by filing status. See which saves you more, updated each tax year.

Calculate my tax

Take-Home Salary

Convert your CTC to real monthly in-hand pay, with a full PF, tax and deductions breakup.

Calculate take-home

EMI Calculator

Any home, car or personal loan. See your monthly EMI, total interest, and the full year by year payoff schedule.

Work out my EMI

Home Loan EMI

Your monthly EMI, total interest and repayment on a home loan.

Home loan EMI

Car Loan EMI

EMI and interest for a new or used car loan.

Car loan EMI

Personal Loan EMI

EMI and total cost of an unsecured personal loan.

Personal loan EMI

Balance Transfer

See how much interest you'd save by moving to a lower rate.

Check savings

SIP Calculator

See how a monthly SIP grows with compounding, add a yearly step up, and find what it could be worth at maturity.

Plan my SIP

HRA Exemption

Work out exactly how much of your House Rent Allowance is tax free, based on your rent, salary and city.

Check my HRA

Lumpsum Calculator

See how a one-time investment grows over time with compounding.

Grow a lumpsum

PPF Calculator

Estimate your Public Provident Fund maturity and tax free interest.

Plan my PPF

Gratuity Calculator

Work out the gratuity you're owed from your salary and years of service.

Calculate gratuity

Loan Eligibility

Estimate how much loan you could qualify for on your income.

Check eligibility

GST Calculator

Add or remove GST at 5%, 12%, 18% or 28%, with the CGST and SGST split shown.

Calculate GST

FD Calculator

See your fixed deposit maturity and interest, compounded quarterly the way banks do.

Grow my FD

RD Calculator

Find what a fixed monthly recurring deposit becomes at maturity.

Plan my RD
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Why ClearCalc

Truly private
Every calculation runs on your device. We never see your numbers.
Always free
No sign up, no paywall, no catch. Just useful tools.
Kept current
Tax slabs and rules updated as the rules change.

Guides & articles

Plain-English explainers behind each calculator, tax regimes, EMI affordability, SIP growth and more.

Old vs new tax regime ₹5,000 SIP for 10 years EMI on a ₹50,000 salary See all guides →